After several years of unemployment, I intend to start my own business, and my business plan has been recognized as viable. The Credit Matore: Your credit specialist. Overdraft facilities for businesses and the self-employed Usually, a current account loan is intended for an entrepreneurial or self-employed person. Thus, the granted operating line is transferred to his company account. It is advantageous that amount and duration are arbitrary. The current account overdrafts roughly correspond to current account overdrafts for individuals. For a company or a self-employed a current account loan is ideally prepared.
Only those interest payments are made that are based on the value actually used. When incoming payments are received on the bank account, the loan amount and thus the interest amount are reduced. This loan is flexible and capital market dependent, so that no fixed interest rate is fixed depending on the change in the financial situation.
As a rule, this loan is granted to companies in an unbureaucratic manner and is more financially viable for the companies. Often they are also there for the company to take advantage of the discount. The overdraft facilities increase the financial scope of the company and are flexible. This loan can therefore be repaid at any time. You can pay with us from CHF 3’000 to CHF 300’000, with a settable duration of 12 – 84 years.
A lending prohibition exists if it contributes to a consumer debt
Credit rating for SMEs and self-employed persons of the month August 2018
After the global banking and financial market crisis in 2007 and the subsequent Basel III regulations for credit institutions for corporate financing, it has become even more difficult for craftsmen, self-employed and small businesses to get credit from the house bank. It is therefore not surprising that the demand for practical credit alternatives has increased significantly.
Every day, the SME Credit team of employees searches the network for existing and new loan offers for the self-employed. The result of the search is prepared every day in a credit for self-employment ranking. Loan seekers receive timely and reliable information about the interest conditions and the consumer friendliness of the lenders. Monthly credit rating August 2018: TEST WINNER of the month August 2018 is Compaye, a provider-independent full-service provider for SME financing in Germany.
Companies, freelancers and the self-employed can quickly find the best financing solution for them through the Compaye platform. In addition to loans, there are also leasing and facotheques.